Southern Housing Region Program

Southern Housing Repair List

The Southern Housing Region has a Community Housing Development Block Grant for Housing Rehabilitation. The funds will be loaned at 0% interest to eligible households for home repairs. Applications are accepted on a first-come, first-serve basis. There is no cost to fill out an application and all information submitted is strictly confidential.

The eligible work is determined at the initial inspection. There must also be enough equity in the home to cover all the liens / mortgages against the house plus the cost of the work through the program. Any documented lead hazards through the program will be granted to the owners. For example, if the wood siding is identified as a lead hazard on the risk assessment, the cost of replacing the siding will be granted to the owners.

Funds are available for the following types of projects:

Homeowners:

 These funds will be lent to eligible households for home repairs. The loan is a 0% interest, deferred payment loan - you do not pay it back until you sell the house or no longer live there. After 30 years, your loan will be reviewed with the possibility of extending it for another 30 years.

Tenants:

 Loans are available to assist with purchasing a home. The loan is a 0% interest, deferred payment loan - you do not pay it back until you sell the house or no longer live there. After 30 years, your loan will be reviewed with the possibility of extending it another 30 years. Funds can assist you with down payment and closing costs. There will also be funds available to make repairs to the home that you purchase.

Landlords:

 Installment loans are available for landlords who rent to tenants that are low to moderate income. The loan is a 0% interest loan.

For more details, contact:

Kari Justmann, MSA Professional Services

Telephone: 1-800-552-6330

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Application Forms:

Home Purchaser Form

Owner Occupied Application Form

Renter Occupied Application Form

 

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